How do I stop impulse shopping?!? If you’ve ever thought to yourself, ‘How do I stop impulse shopping,’ this post has your name written on it!! I’m not against shopping. I just like shopping with intention. It took me a while to get here, but now I can walk out of a store ...
Frugal Tips for Beginners There was a time when my spending looked good on paper. I wasn’t racking up credit cards or making huge purchases, but I was leaking money—on small things that felt harmless or even “smart.” But the truth is, half the stuff I was buying didn’t make my life better. I ...
What Is a Credit Report? Credit report is one of those things you hear about all the time but rarely stop to actually understand. It sounds official, maybe even intimidating, but it plays a huge role in your financial life. Whether you’re getting a loan, renting an apartment, or ...
What Happens After a No-Spend Challenge? The Re-Entry Problem No One Talks About A no-spend challenge sounds simple – cut out unnecessary spending for a set period and save money. But what happens after the challenge is over? That’s the part no one really talks about. For a lot of ...
How to Improve a Credit Score Quickly If you need to improve a credit score quickly, you’re not alone. Your credit score impacts everything from loan approvals to interest rates, and even job opportunities in some cases. The good news? With the right steps, you can start boosting a low score ...
How Do I Stop Shopping? Let’s be real – shopping is fun. It gives you a little dopamine boost, a rush of excitement when you find something new. But that thrill doesn’t last, and if shopping has become a habit that’s hurting your wallet, it’s time to take control. Stopping isn’t just ...
The Importance of an Emergency Fund and How to Build One Unexpected expenses can throw off your entire financial plan – unless you have an emergency fund. Without savings to fall back on, a car repair, medical bill, or job loss can lead to debt or financial stress. So here’s why an ...
How to Create a Budget That Actually Works? If you’ve ever tried to create a budget but couldn’t stick to it, you’re not alone. A budget only works if it’s built around your real spending habits and income, not just what looks good on paper. So in a nutshell, here’s how to create a budget that ...
“So-Called Frugal Habits (that don’t work)! Being frugal isn’t just about spending less—it’s about spending wisely. But wannabe frugal people often fall into traps that waste money instead of saving it. Here are five common mistakes to avoid. 1. Buying & Underutilizing ...
You’re NOT Bad with money – you just refuse to change! When asked why their finances are in bad shape, some people might respond with, “I’m just bad with money.” And deep down, they might actually believe this. But while some people use this as an excuse to justify overspending and ...