3 Ways I Save Money From My Phone
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How to Save Money From Your Phone
I have three money saving tools on my phone that actually help me keep more of my money without extra effort…and hopefully they can help you save money too!
1). Ibotta
Ibotta has been my FREE go-to app (for at least five years) for saving money and getting cash back on groceries and other everyday purchases.
A lot of people clip coupons or chase deals, but Ibotta makes using coupons easier because I just scan my receipt after shopping, and the cash adds up.
It’s like getting paid for buying things I was going to get anyway. And the savings get credited directly to my account, so I don’t have to wait for discounts at checkout or remember promo codes.
The best part is that it works at most major stores, so I also don’t have to change where I shop to save money. Whether I’m grabbing snacks, household essentials, or even beauty products, there’s usually a rebate waiting. (Click here to sign up for Ibotta)
Over time, those little amounts add up, and when I cash out, it feels like free money for simply taking an extra second to scan a receipt. (Related video: How to Get FREE Coffee Every.Single.Time)
2). CVS ExtraCare Card
This is basically a cheat code for saving money and never paying full price.
A lot of people sleep on drugstore savings, but the ExtraBucks and personalized coupons in the app can stack, meaning I can walk out paying way less than most people.
I always check the app before grabbing essentials like toothpaste, vitamins, or even snacks because the discounts add up fast. Plus, I don’t have to dig through paper coupons or guess when the next sale is — everything I need to save money is right there on my phone.
What makes it even better is the instant rewards. Unlike other stores where you have to spend a ton to get small discounts, CVS constantly gives back. I’ve walked into CVS with $10 in ExtraBucks and left with a bag of essentials for next to nothing. (Join ExtraCare for FREE)
The key to saving money is to check the app and activate deals before heading to the store.
3). Acorns Invest
This helps me save money AND invest without even thinking about it.
Some people struggle with setting money aside, but Acorns makes it automatic by rounding up my everyday purchases and investing the spare change.
A $3.75 coffee turns into a $4 charge, with the extra 25 cents going straight into my investment account.
It doesn’t seem like much at first, but over time, those small amounts grow. What’s great about Acorns is that it’s completely hands-off — I don’t have to research stocks or make investment decisions because the app does it for me.
And since it invests in a diversified portfolio, my money isn’t just sitting there. It’s actually growing.
I also like that I can boost my savings by setting up recurring contributions or adding extra deposits at anytime. It’s the easiest way to save money and build my personal net worth without noticing the money leaving my account. (Click here to join Acorns and start investing your spare change)
Bottom line: These three money saving tools work because they don’t require me to change my habits or jump through hoops. So whether you’re looking for cash back, don’t want to overpay, or looking to turn spare change into long-term saving…it doesn’t have to be complicated.
It’s about making small moves that add up over time. Add to the list, what’s your go-to money saving tool?