Why Am I Broke?! It’s easy to blame the economy for financial struggles. Prices are rising, wages feel stagnant, and everything seems more expensive than it was a few years ago. And while all of that is true, there’s another truth that’s harder to admit: a lot of people are broke because of ...
Money 101
How to Save Money From Your Phone I have three money saving tools on my phone that actually help me keep more of my money without extra effort…and hopefully they can help you save money too! 1). Ibotta Ibotta has been my FREE go-to app (for at least five years) for saving money and ...
How to Stop Impulse Buying and Feel Good About It I used to think the only way to save money was to be strict, like say “no” and feel bad about it later. But over time, I realized that a lot of my spending wasn’t planned – it was impulsive. And not because I really wanted something, but ...
How a Boring Budget Changed My Life? There was a time when I thought freedom meant spontaneity. Last-minute brunches, impulsive road trips, packages that showed up before I remembered clicking “Buy Now.” I wasn’t reckless, though, I was just living life. That’s what I told myself. But behind ...
How do I stop impulse shopping?!? If you’ve ever thought to yourself, ‘How do I stop impulse shopping,’ this post has your name written on it!! I’m not against shopping. I just like shopping with intention. It took me a while to get here, but now I can walk out of a store ...
Frugal Tips for Beginners There was a time when my spending looked good on paper. I wasn’t racking up credit cards or making huge purchases, but I was leaking money—on small things that felt harmless or even “smart.” But the truth is, half the stuff I was buying didn’t make my life better. I ...
What Happens After a No-Spend Challenge? The Re-Entry Problem No One Talks About A no-spend challenge sounds simple – cut out unnecessary spending for a set period and save money. But what happens after the challenge is over? That’s the part no one really talks about. For a lot of ...
How Do I Stop Shopping? Let’s be real – shopping is fun. It gives you a little dopamine boost, a rush of excitement when you find something new. But that thrill doesn’t last, and if shopping has become a habit that’s hurting your wallet, it’s time to take control. Stopping isn’t just ...
The Importance of an Emergency Fund and How to Build One Unexpected expenses can throw off your entire financial plan – unless you have an emergency fund. Without savings to fall back on, a car repair, medical bill, or job loss can lead to debt or financial stress. So here’s why an ...
“So-Called Frugal Habits (that don’t work)! Being frugal isn’t just about spending less—it’s about spending wisely. But wannabe frugal people often fall into traps that waste money instead of saving it. Here are five common mistakes to avoid. 1. Buying & Underutilizing ...