What should I know before buying a car? Have you ever asked yourself this question? I know I have… I bought my car three years ago. Once I test drove it and decided it was the one, the very next thing out of the sales guy’s mouth was, “How much do you want to pay a ...
What is loud budgeting? Loud budgeting is a new trend that focuses on being more transparent and honest about your money, setting boundaries, not being afraid to say “no” when something doesn’t fit into your budget (or when you just don’t want to spend money on something). This is ...
Things you don’t need to buy to save money If you want to save money, you’ve got to stop mindless shopping. This is buying something without considering whether you actually need it or can afford it. It’s a habit many of us are guilty of, and breaking it can be tricky. But ...
There’s no shortage of money saving secrets, tips, hacks, and tricks for being more thrifty. But as you take in this information, it’s important not to overlook the frugal ways and wisdom of the older generation. Our grandparents knew how to stretch a dollar and their strategies are ...
How to stop making bad money decisions So, the 80/20 rule suggests that 80% of outcomes come from 20% of causes. And in the context of personal finance, this implies that a small percentage of poor financial choices can lead to the majority of negative financial consequences. With that being ...
What is living above your means? “Living above your means” means that you’re consistently spending more than your income. However, it isn’t always about flashy purchases or luxury items. Sometimes, it’s the subtle shifts in your lifestyle that lead to financial strain. ...
When should you upgrade your lifestyle? Lifestyle creep keeps a lot of people in a chokehold. And if you watch finance or money-related videos, you’re likely very familiar with this term. It basically involves upgrading your lifestyle “unnecessarily” every time your income ...
How to Be Less Materialistic (you aren’t your things)?!? We all need material things like a roof over our heads and clothes on our backs – and as far as our wants, there’s nothing wrong with treating ourselves or desiring certain things. But while we need some items, you might have ...
How to reset your financial life Our financial life doesn’t always follow our plans. Unexpected surprises can come at us from different angles, and they can keep coming, one after another. So, even when you thought you had a good financial plan, things can suddenly go off course. This ...
What is extreme frugality, and why doesn’t it work? The cost of living is constantly on the rise, so it’s no wonder why the idea of extreme frugality is alluring to some. After all, who wouldn’t want to save more money, cut back on unnecessary expenses, and build a solid ...