12 Golden Rules of personal finance (get your money right…starting today)!!! Being financially responsible takes dedication and determination — but these aren’t the only ways to get ahead. Need a little guidance and advice? Here’s a look at 12 “Golden Rules” of personal ...
8 tiny ways to improve your finances in 2023!! Each decision we make regarding money can have either a positive or negative effect on our bottomline. The bad news is that we might take a few wrong “financial” turns in life. The good news, though, is that it’s possible to get ...
Common budgeting mistakes…and how to avoid them!!! We see something we like. We have money in our account. So, what do we do? We buy the item without giving thought to whether we can actually afford it. Some of us are guilty…but this is just “one of many” common ...
How to prepare your finances for a recession? According to a recent poll, about 6 in 10 Americans feel that we’ll be in a recession by this time next year. Of course, there’s no way to predict the future or know where we’ll 12 months down the line. But that doesn’t mean that you can’t (or ...
9 Money mistakes that can hurt your finances…big time!!! Let’s be honest, most of us have made money mistakes. Some mistakes were minor and didn’t cause long-term damage. But you might have a few major ones under your belt too. And if so, it might take years to dig yourself out of a ...
You might ask: Is a high-yield savings account worth it?!? A high-yield savings account can help you reach goals faster, but how do these accounts work? And most importantly, how does a high-yield savings differ from a regular savings? Growing a savings account can seem like a tedious task, ...
How to Pick the Perfect Financial Accountability Partner (or Money Buddy)!! It takes willpower to change our spending habits and do better with money – and sometimes, we can’t do it alone. For this reason, you can never go wrong with an accountability partner in your corner. But not just ...
The simple trick I use to save money on groceries (every year)!! Looking for a simple way to save money on groceries??? According to the U.S. Department of Agriculture, “retail food prices increased 8.9 percent in the first seven months of 2022, higher than the rate over the same period in 2021 ...
#1 Way to Boost Your Retirement Savings. EVERY. SINGLE. YEAR Most people know the importance of saving for retirement. However, it isn’t enough to open a 401(K) or an individual retirement account (IRA). For a comfortable retirement, you need to save early and you need to save enough. There are ...
According to a 2019 survey by CareerBuilder, approximately “78% of workers in the U.S. live paycheck to paycheck.” But don’t think you have to be a low earner to fall into this category. Other research states that 1 in 5 adults earning more than $100,000 also live paycheck to paycheck. ...