How to get through your day WITHOUT spending money? Winning the battle against impulse spending is a day-by-day journey, and while it might not always be easy, the results are undoubtedly worth it. So if you find yourself spending more and more money with each passing day, here are some simple ...
How to de-influence your spending habits – and life! Every day, the allure of online shopping and consumerism tempts us, especially as we scroll through social media. I’ve been there too, influenced by the constant stream of enticing products. While it’s not inherently bad, it ...
Reasons why you’re still living paycheck-to-paycheck In the everyday grind, many of us find ourselves caught in the loop of living paycheck-to-paycheck. It’s not a rare struggle, but it’s still annoying, to say the least. So let’s get real about why it’s happening. ...
This is something we’re all probably guilty of…buying stuff or things that we don’t need. But hey, we’re only human. And let’s be honest, with so much constantly being advertised and thrown in our faces, it’s often hard to separate needs from wants. This doesn’t ...
Why Does Your Frugal Life Make Some People Mad?!? While ago I saw a video that posed the question, “why are some people so bothered or upset when others are being frugal?” Now, this might seem like a weird question, but it wasn’t the first time I’ve heard a statement ...
What is a sinking fund in simple terms, and what’s the difference between an emergency fund and a sinking fund account? Most people know the importance of saving for the unexpected like a job loss, injury, or illness. In fact, many experts recommend a minimum of 3 to 6 month’s worth ...
How to hang out with friends who earn more money? We tend to gravitate toward individuals with similar personalities and interests. However, even if we share a lot in common with someone, differences in income levels can complicate things. When one person has more disposable income than the ...
What is passive income? Passive income, in essence, is money earned with minimal effort. Rather than relying solely on active income from a 9-to-5 job, you can generate passive income through various side hustles, businesses, and investments requiring less day-to-day involvement. Simply put, ...
Are you secretly keeping up with the Joneses?! You’ve probably heard the phrase “keeping up with the Joneses.” It means trying to match or outdo your neighbors, the Joneses, in terms of possessions, lifestyle, or social status to show that you’re just as successful as ...
How to be accountable with your money… Personal accountability can make a huge difference when you’re trying to be better with money, and this applies whether you need to improve your budget or become a better saver. But although so much goes into this, the most important way to hold ...