Being frugal means different things to different people – and there’s a lot of confusion regarding what it is, and what it isn’t. It involves being more economical with money, so some people have this idea that they can’t spend any money whatsoever or that they have to deprive themselves. ...
Earning more money can sometimes improve a person’s quality of life and minimize some of their day to day stress. The more we earn the easier it is to have affordable, suitable housing and reliable transportation. Plus, we’re able to enjoy experiences and better prepare for the ...
Are you looking to save money? Curb spending guilt? Or maybe you want to spend more intentionally? Let’s be honest, all three are easier said than done. But while the pull to buy something can be strong, asking yourself a few questions can help discern whether a purchase is worth it. So ...
How to Avoid Late Payments and Protect Your Credit Score??? Most people know the importance of paying their bills on time. Late payments can result in late fees, and payment history has a huge impact on credit scoring – making up about 35% of our score. But interestingly, more than 30% ...
You’re not perfect – nobody is. And because we all make mistakes, it’s safe to assume that you’ve probably made a few money mistakes along the way. Financial literacy or financial education is crucial, especially during the adult years. Knowing about budgeting, saving ...
How to Start Investing in Stocks for Beginners (with little money)??? Saving money and building an emergency fund is excellent – you can prepare for the unexpected like a job loss, injury, illness, or other personal issues. But if you’re looking to grow your personal net worth, ...
Who isn’t on the lookout for additional money saving challenges to save more?!? Whether you’re building an emergency fund or a sinking funds, paying off debt, or looking to enjoy more experiences, here are six money saving challenges guaranteed to supercharge your savings efforts. ...
If you’re responsible with money you’re probably thinking, this post doesn’t apply to me—and maybe you’re right. But let’s be honest, being responsible doesn’t make anyone immune to financial hardships. It doesn’t matter what we do for a living, I’m a firm believer that there’s no ...
How to save money on a tight budget?!? If you’re living paycheck-to-paycheck or have a tight budget, saving money might seem impossible. But when it comes to managing your personal finances, saving money shouldn’t be an afterthought—it should be a forethought. Unexpected expenses will always ...
Looking for simple, inexpensive ways to travel more? If you’ve got the travel bug, learning how to travel on the cheap can put more vacations within reach—which is NEVER a bad thing. A change of scenery is a chance to relax and refresh mentally. This can make you a more productive and happier ...