How to finance a car the smart way (what NOT to do)! Three years ago I bought a car. After taking it for a spin and deciding it was the one, the salesperson immediately asked, “How much can you pay each month?” At first glance, this might seem like a fair question, as most people ...
“I can’t afford to live below my means…now what?!“ Just four short years ago, brand new single-family homes in my neighborhood (about 2,500 to 3,000 sq. ft) sold for around $400,000. Today, new houses of the same size are hitting the market for $600,000 to $700,000. But ...
PERSONAL FINANCE 101: 7 *FREQUENTLY* Asked Money Questions Today we’re looking at the most common money and financial questions I’ve received over the past couple of years. I’ve said this before, financial literacy is important – and the more you know about money, the easier ...
How to Have a Successful No Spend Month? How Does a No Spend Month Work?!? If you’re looking to save money in a short amount of time, a no spend month might be the way to go. Most people are familiar with how these challenges work: For one month or 30 days you agree to ONLY spend money on ...
Mindless shopping has become increasingly common in our consumer-driven society. Mindless shopping is the act of purchasing items without conscious thought or consideration. It often occurs when we shop out of boredom, stress, or as a form of entertainment. What Does Mindless Shopping Look ...
How to prepare your finances for a recession? As uncertainty looms over the possibility of a recession, it’s essential to take proactive steps to safeguard your financial well-being. Even though we can’t predict the future, we can prepare for it. So here are five practical ...
Here’s why you feel broke…even though you make enough money? Have you ever found yourself feeling broke, despite earning a decent income and managing your expenses? Trust me, you’re not alone. For some people, the reason behind feeling broke isn’t a mystery. They might ...
In 2005, I began my financial journey when I got a job writing articles about credit, debt, and budgeting for an online publication. It was my first time diving into personal finance, and from my research I quickly learned that most of my money habits were actually wrong. This eye-opening ...
Turning financial setbacks into stepping stones. Financial setbacks are a part of life and they happen to just about anyone. Whether it’s loss of income, unexpected debt, falling victim to a scam, or going through a divorce, experiencing a setback can feel like you’re taking one ...
What to do during inflation to save money? It’s no secret that everything seems to be getting more expensive these days, from groceries to gas to housing. It’s hard to predict how long this inflationary period will last or how much worse it’ll get. But don’t worry, ...