#1 Way to Boost Your Retirement Savings. EVERY. SINGLE. YEAR Most people know the importance of saving for retirement. However, it isn’t enough to open a 401(K) or an individual retirement account (IRA). For a comfortable retirement, you need to save early and you need to save enough. There are ...
According to a 2019 survey by CareerBuilder, approximately “78% of workers in the U.S. live paycheck to paycheck.” But don’t think you have to be a low earner to fall into this category. Other research states that 1 in 5 adults earning more than $100,000 also live paycheck to paycheck. ...
5 Money Excuses to Stop RIGHT NOW!!! One thing I’ve always said is that our finances rarely improve on their own. Therefore, if we don’t like where we are – or if we’re in a financial rut – we have to be proactive. Things aren’t likely to change until we take the ...
Personal Finance Tips to Live By!!! I’m back with a few quick, simple personal finance/money tips that will change the way you think – regardless of where you are in your money journey. So without further ado, here’s a look at four personal finance tips to live by. 1. Surround ...
If you have a lower income or too much debt, saving money can be hard. It’s not impossible, but it might take longer to grow a safety net. Although these are common obstacles, they aren’t the only ones. So your inability to save could be due to reasons “not” on your ...
Personal finance is a hot topic and you’ll hear many statements about money – some true and some false. It seems as if everyone has an opinion about money management. And while much of the advice is solid, you have to take other advice with a grain of salt. Here’s a look at a ...
Ever so often I’ll stumble across an article comparing a rich mindset with a poor mindset. In just about every case the general consensus is that the latter – that being a poor mindset – keeps some people in a financial rut. However, people with a rich mindset (which obviously ...
Lifestyle creep (or lifestyle inflation) is one of the biggest (and probably most overlooked) obstacle to getting ahead financially. It keeps many people stuck and in debt, and it’s why some people live above their means. If you’re not familiar with this term, it involves increasing ...
Nobody cares more about your money than you, and no one will protect it like you can. However, personal finance can be complicated, and we’re often left to figure it out on our own. If we don’t know much on the subject, things can get out of control fast – but it doesn’t ...
In the past I’ve mentioned how I think it’s kind of messed up that financial education isn’t considered important enough to include in a lot of school curriculums. Money is something we use every day, and we’ll manage our finances until the day we die, yet most of us have to figure it out on ...