Most people aren’t taught about money, and instead, learn how to manage their finances through trial and error. Unfortunately, this approach creates a lot of problems for some people, and they end up making a bunch of money mistakes, especially in their 20s. The good news, though, is ...
Dealing with a debt in collections and a debt collector isn’t fun. Collectors can be persistent and use scary language, so if you’re contacted by one out the blue you might think: Let me pay these people and get them off my back. But this isn’t always the right move…let me explain. ...
Being frugal means different things to different people – and there’s a lot of confusion regarding what it is, and what it isn’t. It involves being more economical with money, so some people have this idea that they can’t spend any money whatsoever or that they have to deprive themselves. ...
Earning more money can sometimes improve a person’s quality of life and minimize some of their day to day stress. The more we earn the easier it is to have affordable, suitable housing and reliable transportation. Plus, we’re able to enjoy experiences and better prepare for the ...
Are you looking to save money? Curb spending guilt? Or maybe you want to spend more intentionally? Let’s be honest, all three are easier said than done. But while the pull to buy something can be strong, asking yourself a few questions can help discern whether a purchase is worth it. So ...
How to Avoid Late Payments and Protect Your Credit Score??? Most people know the importance of paying their bills on time. Late payments can result in late fees, and payment history has a huge impact on credit scoring – making up about 35% of our score. But interestingly, more than 30% ...
You’re not perfect – nobody is. And because we all make mistakes, it’s safe to assume that you’ve probably made a few money mistakes along the way. Financial literacy or financial education is crucial, especially during the adult years. Knowing about budgeting, saving ...
How to Start Investing in Stocks for Beginners (with little money)??? Saving money and building an emergency fund is excellent – you can prepare for the unexpected like a job loss, injury, illness, or other personal issues. But if you’re looking to grow your personal net worth, ...
Who isn’t on the lookout for additional money saving challenges to save more?!? Whether you’re building an emergency fund or a sinking funds, paying off debt, or looking to enjoy more experiences, here are six money saving challenges guaranteed to supercharge your savings efforts. ...
If you’re responsible with money you’re probably thinking, this post doesn’t apply to me—and maybe you’re right. But let’s be honest, being responsible doesn’t make anyone immune to financial hardships. It doesn’t matter what we do for a living, I’m a firm believer that there’s no ...