What Is the 50/30/20 Budget? A budget is one of the best tools to control your spending. It can help you plan for expenses, as well as savings, debt repayment, and fun. You can choose from several types of budgets, but one plan that seems to be a favorite among many is the 50/30/20 budgeting ...
Nobody cares more about your money and finances than you. So whether it’s a new year, a new month, or a new week – anytime is a good time to adopt a few good money habits. Looking to improve your relationship with money? Here are 22 tiny money habits to help you become more ...
I’ve read a lot of articles and blog posts breaking down the top reasons why people are broke or bad with money – and I’ve even created content on this topic. Common reasons included bad money management, poor choices, overspending, etc. But while I feel these are common culprits, I also ...
Looking for practical, realistic tips to save money in your everyday life? What if I said that you could save money…and still enjoy the things you like? There’s a lot of advice and hacks on how to save money fast, and there are plenty of opinions on the best approach. Some advice ...
What is lifestyle creep, and how can you avoid it?!? Lifestyle creep is increasing your spending or standard of living whenever your income increases. It can happen after a new job or a pay increase. And since it’s subtle, you might not notice the change. But it’s important to ...
Occasionally someone will message me saying, “I’m broke…what can I do to fix it?!?” This has happened more than once, so the question is obviously on the minds of people. But there really isn’t a quick answer or a single blueprint. So the steps that one person ...
What are the top money habits of financially happy people!! One misconception is that you need a lot of money to be financially happy. But even though money can bring a certain amount of financial stability – and it can definitely alleviate some types of stress – it doesn’t always ...
What are smart things to do with tax refund money!!! Tax season comes every year, and if you’re one of millions of Americans expecting a check from the government, you’re probably thinking about smart things to do with your tax refund. As a content creator, it’s been years since I’ve had ...
Interested in a low-buy year? Are you looking for practical, yet simple money saving tips? Do you need to spend less and save more? Getting ahead financially often requires adjustments to how you manage money. This involves creating a budget, making savings a priority, and spending less in ...
How to simplify your financial life and become a financial minimalist? Living simple means different things to different people. For some, it involves having less stuff to worry about and maintain. This frees up time to do the things they enjoy, in which case simplicity might even contribute to ...