Everyone says they want to save more money – but saying it and doing it are two different things. It’s easy to set a goal like “I want to save $5,000 this year,” but if you don’t change how you manage your money day to day, that goal stays a wish. Saving doesn’t just happen because you ...
You might think you’re “managing” your money – but are you actually managing it, or just reacting to it? Because winging it isn’t always obvious. It doesn’t mean you’re irresponsible or don’t care. In fact, a lot of people who are winging it think they’re doing okay because the bills ...
Broke doesn’t always look like it used to. It’s not just overdraft fees, unpaid bills, or being behind on rent. These days, broke can look polished, well-dressed, and fully booked. It’s easy to think you’re doing fine because your lifestyle looks good, but your bank account tells a different ...
How to Lower Your Cost of Living – Fast!! If you’re living paycheck to paycheck, struggling to save, or wondering why your money seems to disappear each month, this one’s for you. It’s not always about earning more – it’s about knowing where your money is leaking. Sometimes, it’s ...
How to Find Joy in Simple Pleasures (and things) Sometimes, spending money isn’t about needing something. It’s about filling time, chasing a feeling, or trying to add excitement to a routine that feels too predictable. But when you rely on spending for entertainment, those small purchases ...
Payday Routine Mistakes That Feel Normal Payday is supposed to feel like a win. But for a lot of people, it’s the start of a cycle that never really moves them forward. The problem? Some of the things we do on payday feel totally normal — even responsible— but they’re actually holding us back. ...
There was a time when I felt like upgrading was just part of growing up. You get a raise, you upgrade your car. You move into a nicer apartment, you upgrade your furniture. You start earning more consistently, and suddenly that old phone, old coffee maker, or old couch starts to feel… beneath ...
Habits That Make Me Feel Rich I don’t chase luxury for the sake of it, but I do love when life feels full and calm. These habits aren’t about looking rich — they’re about feeling content, having ease in your day-to-day, and enjoying your space, your time, and your things. That’s true wealth to ...
Why Am I Broke?! It’s easy to blame the economy for financial struggles. Prices are rising, wages feel stagnant, and everything seems more expensive than it was a few years ago. And while all of that is true, there’s another truth that’s harder to admit: a lot of people are broke because of ...
How to Save Money From Your Phone I have three money saving tools on my phone that actually help me keep more of my money without extra effort…and hopefully they can help you save money too! 1). Ibotta Ibotta has been my FREE go-to app (for at least five years) for saving money and ...