How to reset your financial life Our financial life doesn’t always follow our plans. Unexpected surprises can come at us from different angles, and they can keep coming, one after another. So, even when you thought you had a good financial plan, things can suddenly go off course. This ...
What is extreme frugality, and why doesn’t it work? The cost of living is constantly on the rise, so it’s no wonder why the idea of extreme frugality is alluring to some. After all, who wouldn’t want to save more money, cut back on unnecessary expenses, and build a solid ...
How to get through your day WITHOUT spending money? Winning the battle against impulse spending is a day-by-day journey, and while it might not always be easy, the results are undoubtedly worth it. So if you find yourself spending more and more money with each passing day, here are some simple ...
How to de-influence your spending habits – and life! Every day, the allure of online shopping and consumerism tempts us, especially as we scroll through social media. I’ve been there too, influenced by the constant stream of enticing products. While it’s not inherently bad, it ...
Reasons why you’re still living paycheck-to-paycheck In the everyday grind, many of us find ourselves caught in the loop of living paycheck-to-paycheck. It’s not a rare struggle, but it’s still annoying, to say the least. So let’s get real about why it’s happening. ...
How to do a low-buy year 2024! If you’re getting ready for a low-buy year in 2024, hopefully this post can help you succeed over the next 12 months. In this current crazy economic climate – with everything getting pricier – 2024 is a perfect time to dive into a low-buy ...
This is something we’re all probably guilty of…buying stuff or things that we don’t need. But hey, we’re only human. And let’s be honest, with so much constantly being advertised and thrown in our faces, it’s often hard to separate needs from wants. This doesn’t ...
Why Does Your Frugal Life Make Some People Mad?!? While ago I saw a video that posed the question, “why are some people so bothered or upset when others are being frugal?” Now, this might seem like a weird question, but it wasn’t the first time I’ve heard a statement ...
What is a sinking fund in simple terms, and what’s the difference between an emergency fund and a sinking fund account? Most people know the importance of saving for the unexpected like a job loss, injury, or illness. In fact, many experts recommend a minimum of 3 to 6 month’s worth ...
How to hang out with friends who earn more money? We tend to gravitate toward individuals with similar personalities and interests. However, even if we share a lot in common with someone, differences in income levels can complicate things. When one person has more disposable income than the ...