Personal loans can be a helpful financial tool when used wisely. Therefore, it’s essential to understand when they make the most sense. Here’s what you need to know about a personal loan, including how they work and when they’re useful Understanding Personal Loans First, ...
What is the difference between a rainy day fund and emergency fund? (and why you should have both!!) There’s a lot we can say about a savings account – the importance of having one, how to grow a bigger account, and savings mistakes to avoid. We can even talk about the different types of ...
How to Live On One Income When both partners work, the household earns a higher income, which can provide greater financial stability, increase savings, and allow for more flexibility in terms of lifestyle choices. But not every household has dual income, and many manage on a single income. ...
Saving money is a topic I frequently discuss because controlling our spending is crucial for achieving long-term goals. But while saving is vital, it’s equally important to recognize various situations, thoughts, and behaviors that can hinder our progress. So today, I want to shed light ...
Underconsumption 101: How to Be Frugal and Save Money Some people are starting to realize that less can truly be more, and they’re embracing a lifestyle of underconsumption. They’re being more intentional with their purchases and finding greater satisfaction in what they already have. So ...
How Do I Stop Being Bad With Money? I can’t tell you the number of times I’ve heard people refer to themselves as “someone who’s bad with money.” They make statements about how they’ll always be broke or never get ahead because they believe they’re inherently ...
How to Live With Less Stuff We live in an age where bigger is often seen as better, but things aren’t always as they appear. So, here’s a look at several ways that less can be more. 1). Living in a small house has its perks Now, of course, there’s the obvious benefit of living in a ...
When you’re middle class or lower class, there might be less wiggle room in your budget for error. In which case, it might not take much to throw off your finances. With that being said, here are five things that can potentially keep them stuck. 1. Thinking that everyone is broke I bring this ...
How to successfully live within your means (even in this economy) With each passing year, it might become harder and harder to live within your means. Even when you’re being mindful and calculated with your spending and doing what you can to avoid lifestyle creep, life keeps getting more ...
How an “everyone is broke” mentality holds you back? It’s no secret that life is more expensive than it was just a few years ago. As a result, many people have seen their disposable income drastically reduced or even wiped out altogether. Acknowledging this reality is okay. ...