Why Does Your Frugal Life Make Some People Mad?!? While ago I saw a video that posed the question, “why are some people so bothered or upset when others are being frugal?” Now, this might seem like a weird question, but it wasn’t the first time I’ve heard a statement ...
What is a sinking fund in simple terms, and what’s the difference between an emergency fund and a sinking fund account? Most people know the importance of saving for the unexpected like a job loss, injury, or illness. In fact, many experts recommend a minimum of 3 to 6 month’s worth ...
How to hang out with friends who earn more money? We tend to gravitate toward individuals with similar personalities and interests. However, even if we share a lot in common with someone, differences in income levels can complicate things. When one person has more disposable income than the ...
What is passive income? Passive income, in essence, is money earned with minimal effort. Rather than relying solely on active income from a 9-to-5 job, you can generate passive income through various side hustles, businesses, and investments requiring less day-to-day involvement. Simply put, ...
Are you secretly keeping up with the Joneses?! You’ve probably heard the phrase “keeping up with the Joneses.” It means trying to match or outdo your neighbors, the Joneses, in terms of possessions, lifestyle, or social status to show that you’re just as successful as ...
How to freeze a credit card?! Picture this: You’re out for a leisure stroll and suddenly realize you don’t have your wallet. Panic sets in as you consider the possibility of your credit card being lost or stolen. In such a scenario, freezing your credit card can be a lifesaver. But ...
How to be accountable with your money… Personal accountability can make a huge difference when you’re trying to be better with money, and this applies whether you need to improve your budget or become a better saver. But although so much goes into this, the most important way to hold ...
How Waiting 24 Hours Can Curb Impulse Shopping? Impulse shopping is buying something without planning, and in most cases, you’re making the purchase outside of your budget. This is common behavior among shoppers, and just about everyone has been guilty of this. But even though it’s a ...
How to Avoid Bad Money Advice (biggest red flags) Most people wouldn’t offer a friend plumbing advice if they’re not a plumber, and we wouldn’t offer mechanic advice if we don’t know much about cars. But when it comes to money, some people have NO PROBLEM giving their two ...
How to trick yourself to save money? Mastering the art of saving money is crucial to financial stability. But, of course, saving money is much easier said than done. And sometimes, you might have to use a little trickery or mental training to get ahead. So whether you have a problem with ...