Is it hard to get a mortgage when self-employed? If you’re self-employed and eyeing that dream home, you’ve probably asked this very question. The good news, though, is that while getting a mortgage in this scenario may involve a few extra steps, it’s absolutely doable. Each year, ...
Money management isn’t taught in most schools, so many people leave school knowing very little about finances. They might know the basics such as paying bills on time and creating a budget. But when it comes to bigger things like getting a loan and exploring savings options, they draw a blank. ...
A side hustle is anything you do to earn money outside of your regular job. This might include signing up for DoorDash or Instacart, or perhaps freelancing and building a passive income stream. (Related: How to become a freelance writer and earn extra money in your spare time.) I firmly believe ...
What is a mortgage refinance? Refinancing a mortgage is the process of applying for a new mortgage to replace an existing one. The new mortgage pays off the old loan, and in most cases, the new loan has better terms. However, a refinance isn’t as simple as calling your bank and asking for a ...
If you want to stop overspending, you might already be mindful of how much you spend on entertainment, clothes, and recreation. But there are other expenses that can also strain your budget. So whether you’re trying to improve your budget or keep more of your hard-earned cash, here are four ...
Are you guilty of sabotaging yourself with the below bad money habits? This might be a possibility – and I place emphasis on “might” because everything isn’t black or white. But although circumstances differ, if you’re not careful some decisions could stunt your ...
What is a secured credit card? A secured credit card works like any other credit card—in that you use the card for purchases, and then pay the balance at a later time. The difference, though, is that a secured credit card requires a cash deposit as collateral, typically equal to the ...
How to Meal Plan 101 Meal planning is an important aspect of healthy living that often gets overlooked or neglected. Whether you’re a busy professional trying to juggle a hectic work schedule, a student with limited time and resources, or a parent trying to feed your family on a budget, ...
How Do You Make a Budget for Beginners (that’s realistic!!) Wondering how to make a budget? I’m pretty sure you’ve asked yourself this question before. After all, you wouldn’t be here if you hadn’t. Having a budget is super important for keeping your finances in ...
Knowing how to maximize your savings can improve your savings rate and help you reach financial goals quicker. So here’s a look at some of the best tips and tricks to get the most out of your savings account. These aren’t anything major and easily duplicatable. 1. Don’t keep your ...