What is a hard inquiry, and how does it affect your credit score? When it comes to applying for credit, you’ve probably heard the term “hard inquiry” thrown around. But what exactly is a hard inquiry, and why does it matter? Let’s take a closer look at this mysterious ...
What are the pros and cons of increasing your credit card limit?! When you receive a credit card you’re given a credit limit which is the maximum amount of money you can borrow. In general, credit card limits can increase over time, depending on your credit score, income, and other ...
How to comparison shop the right way?! Whether you’re looking for a new outfit, a new car, or a new gadget, it’s important to do your research and make sure you’re getting the best deal possible. But let’s face it, comparison shopping can be pretty boring. So, how can you make it “less of ...
Is a high-yield savings account worth it? If you’re looking for a safe and reliable way to grow your savings, a high-yield savings account may be a great option for you. There’s a lot of talk about these accounts, but if you don’t know much about them, you might ask: Is a high-yield ...
Here’s what to do if you have an extra $100? If you’ve just received $100 and you’re wondering what to do with it, there are several options to consider that can help you maximize its value. Whether you want to invest it, save it, or spend it, here’s a quick rundown of various ...
Benefits of Separate Bank Accounts in Marriage? Maintaining separate bank accounts as a couple is becoming increasingly popular, and for good reason. While joint accounts can work well for some couples, there are several benefits to having separate accounts. Here are some of the advantages of ...
How to Set Money Boundaries With Family? Money is a sensitive topic, and setting boundaries around it can be challenging, especially when it comes to family. We all love our family members, and sometimes it can be hard to say no to them when they ask for money. However, setting money boundaries ...
Mistakes to avoid when using a rewards credit card?!? Using a rewards credit card can be a smart way to earn perks like cash back or travel rewards. However, there are common mistakes that can negate the benefits of using these cards. It’s important to avoid these pitfalls to maximize ...
Genius Money Saving Hacks (you might not know about) Since starting this blog I’ve created several posts on how to save money and money saving hacks. This type of content is a favorite among my audience, so I’m always on the hunt for new tips. Of course, the more I post about saving money the ...
What are Tell-Tale Signs of Lifestyle Creep… Lifestyle creep is one of the biggest (and probably the most overlooked) obstacle to getting ahead financially. It keeps a lot of people stuck, it contributes to debt, and it’s why some people live above their means. If you’re not ...