Can you really make money blogging? Looking for blogging tips as a new blogger? Running a blog is an excellent way to express yourself, share your knowledge, and you can even make money. To grow a successful blog, though, you have to start on the right foot. And unfortunately, some new bloggers ...
12 Golden Rules of personal finance (get your money right…starting today)!!! Being financially responsible takes dedication and determination — but these aren’t the only ways to get ahead. Need a little guidance and advice? Here’s a look at 12 “Golden Rules” of personal ...
8 tiny ways to improve your finances in 2023!! Each decision we make regarding money can have either a positive or negative effect on our bottomline. The bad news is that we might take a few wrong “financial” turns in life. The good news, though, is that it’s possible to get ...
Common budgeting mistakes…and how to avoid them!!! We see something we like. We have money in our account. So, what do we do? We buy the item without giving thought to whether we can actually afford it. Some of us are guilty…but this is just “one of many” common ...
Can cosigning mess up your credit?!? Be honest…Do you “fully” understand the risks of cosigning a loan? If not, don’t sign your name until after you’ve read this post. Cosigning a loan can help someone with a low credit score or no credit history get financing. ...
How to save a down payment for a house while renting? Today, most mortgage programs require a minimum down payment between 3% and 5%. So if you’re thinking about buying a $400,000 house, be prepared to spend between $12,000 and $20,000 for a down payment – and this doesn’t ...
What is a good debt-to-income ratio, and how to improve yours? Debt-to-income (DTI) ratio might not be a familiar term. However, it’s an important measure of risk when applying for loans, so it’s definitely something to know about. DTI ratio is the percentage of a person’s monthly gross income ...
How to save money to buy a house? Do you need to save money to buy a house? Coming up with enough cash for a down payment and closing costs can be intimidating. The minimum down payment to buy a house ranges from 3% to 5% of the sale price, plus you’ll need another 2% to 5% for closing ...
How to stick with a debt payoff plan? A good debt payoff plan is key to achieving financial independence. And more disposable cash creates more options. The hard part, though, is finding a strategy that actually works for you – and sticking with the plan. Here’s a look at several ways ...
How to prepare your finances for a recession? According to a recent poll, about 6 in 10 Americans feel that we’ll be in a recession by this time next year. Of course, there’s no way to predict the future or know where we’ll 12 months down the line. But that doesn’t mean that you can’t (or ...