5 Ways you’re leaving money on the table (and what to do instead)!!! Most of us have heard the expression “leaving money on the table.” It’s often used in business and refers to not taking full advantage of a negotiation. However, the phrase can also apply to personal finance. It doesn’t ...
8 Best Things to Always Buy at the Dollar Store Paying $1 for a household item at the Dollar Tree or Dollar General might seem too good to be true—you get what you pay for, right? Although there’s some validity to this statement, you don’t have to pay big bucks for certain things. ...
What documents do you need when applying for a mortgage? Before meeting with a mortgage lender and starting the home buying process, it’s important to understand the documents needed for a home loan or mortgage pre-approval. Getting a home loan involves a lot of paperwork, so be prepared to dig ...
7 ways to trick yourself into saving money… Let’s be honest, most people can’t afford “not” to save money. A savings account can lift, or at the very least ease some of the financial burden of an unexpected expense. From experience, there’s no better feeling than ...
Can you really make money blogging? Looking for blogging tips as a new blogger? Running a blog is an excellent way to express yourself, share your knowledge, and you can even make money. To grow a successful blog, though, you have to start on the right foot. And unfortunately, some new bloggers ...
12 Golden Rules of personal finance (get your money right…starting today)!!! Being financially responsible takes dedication and determination — but these aren’t the only ways to get ahead. Need a little guidance and advice? Here’s a look at 12 “Golden Rules” of personal ...
8 tiny ways to improve your finances in 2023!! Each decision we make regarding money can have either a positive or negative effect on our bottomline. The bad news is that we might take a few wrong “financial” turns in life. The good news, though, is that it’s possible to get ...
Common budgeting mistakes…and how to avoid them!!! We see something we like. We have money in our account. So, what do we do? We buy the item without giving thought to whether we can actually afford it. Some of us are guilty…but this is just “one of many” common ...
Can cosigning mess up your credit?!? Be honest…Do you “fully” understand the risks of cosigning a loan? If not, don’t sign your name until after you’ve read this post. Cosigning a loan can help someone with a low credit score or no credit history get financing. ...
How to save a down payment for a house while renting? Today, most mortgage programs require a minimum down payment between 3% and 5%. So if you’re thinking about buying a $400,000 house, be prepared to spend between $12,000 and $20,000 for a down payment – and this doesn’t ...