15 First-time homebuyer mistakes to avoid!!! It’s not uncommon for first-time homebuyers to make mistakes like house hunting before getting pre-approved, overspending on a property and ignoring their credit. This is to be expected. The truth is, buying a home is more complicated and complex ...
9 Money mistakes that can hurt your finances…big time!!! Let’s be honest, most of us have made money mistakes. Some mistakes were minor and didn’t cause long-term damage. But you might have a few major ones under your belt too. And if so, it might take years to dig yourself out of a ...
You might ask: Is a high-yield savings account worth it?!? A high-yield savings account can help you reach goals faster, but how do these accounts work? And most importantly, how does a high-yield savings differ from a regular savings? Growing a savings account can seem like a tedious task, ...
How to Pick the Perfect Financial Accountability Partner (or Money Buddy)!! It takes willpower to change our spending habits and do better with money – and sometimes, we can’t do it alone. For this reason, you can never go wrong with an accountability partner in your corner. But not just ...
The simple trick I use to save money on groceries (every year)!! Looking for a simple way to save money on groceries??? According to the U.S. Department of Agriculture, “retail food prices increased 8.9 percent in the first seven months of 2022, higher than the rate over the same period in 2021 ...
#1 Way to Boost Your Retirement Savings. EVERY. SINGLE. YEAR Most people know the importance of saving for retirement. However, it isn’t enough to open a 401(K) or an individual retirement account (IRA). For a comfortable retirement, you need to save early and you need to save enough. There are ...
Whether you’ve had credit for years or you’re just starting out, avoiding common credit card mistakes is the best way to maintain a good relationship with credit. Despite credit cards being a tool for building a credit history, consumers don’t always agree on their usefulness. Some people live ...
According to a 2019 survey by CareerBuilder, approximately “78% of workers in the U.S. live paycheck to paycheck.” But don’t think you have to be a low earner to fall into this category. Other research states that 1 in 5 adults earning more than $100,000 also live paycheck to paycheck. ...
5 Money Excuses to Stop RIGHT NOW!!! One thing I’ve always said is that our finances rarely improve on their own. Therefore, if we don’t like where we are – or if we’re in a financial rut – we have to be proactive. Things aren’t likely to change until we take the ...
Personal Finance Tips to Live By!!! I’m back with a few quick, simple personal finance/money tips that will change the way you think – regardless of where you are in your money journey. So without further ado, here’s a look at four personal finance tips to live by. 1. Surround ...