We all know the importance of saving for retirement. This can help us maintain a certain standard of living once we’re no longer working, essentially creating the future we want. And when it comes to saving, the best advice is to START NOW. This gives compound interest more time to work. Some ...
Are you looking to save money? Curb spending guilt? Or maybe you want to spend more intentionally? Let’s be honest, all three are easier said than done. But while the pull to buy something can be strong, asking yourself a few questions can help discern whether a purchase is worth it. So ...
How to Avoid Late Payments and Protect Your Credit Score??? Most people know the importance of paying their bills on time. Late payments can result in late fees, and payment history has a huge impact on credit scoring – making up about 35% of our score. But interestingly, more than 30% ...
While no credit history is better than having bad credit, both situations can hold you back. No credit makes it harder to get a credit card, loans, and even rent an apartment. And if you’re approved for financing without a credit score, you’ll likely pay a higher rate compared to an applicant ...
You’re not perfect – nobody is. And because we all make mistakes, it’s safe to assume that you’ve probably made a few money mistakes along the way. Financial literacy or financial education is crucial, especially during the adult years. Knowing about budgeting, saving ...
How to Start Investing in Stocks for Beginners (with little money)??? Saving money and building an emergency fund is excellent – you can prepare for the unexpected like a job loss, injury, illness, or other personal issues. But if you’re looking to grow your personal net worth, ...
Who isn’t on the lookout for additional money saving challenges to save more?!? Whether you’re building an emergency fund or a sinking funds, paying off debt, or looking to enjoy more experiences, here are six money saving challenges guaranteed to supercharge your savings efforts. ...
If you’re responsible with money you’re probably thinking, this post doesn’t apply to me—and maybe you’re right. But let’s be honest, being responsible doesn’t make anyone immune to financial hardships. It doesn’t matter what we do for a living, I’m a firm believer that there’s no ...
Looking for a faster way to get out of debt? Whether you have credit card debt, student loan debt, a car loan, or a personal loan, debt can hang over your head for years. And depending on how much you owe, it can feel as if you’ll never get out of a hole. The reality is, paying off debt is ...
How to save money on a tight budget?!? If you’re living paycheck-to-paycheck or have a tight budget, saving money might seem impossible. But when it comes to managing your personal finances, saving money shouldn’t be an afterthought—it should be a forethought. Unexpected expenses will always ...