Who isn’t on the lookout for additional money saving challenges to save more?!? Whether you’re building an emergency fund or a sinking funds, paying off debt, or looking to enjoy more experiences, here are six money saving challenges guaranteed to supercharge your savings efforts. ...
If you’re responsible with money you’re probably thinking, this post doesn’t apply to me—and maybe you’re right. But let’s be honest, being responsible doesn’t make anyone immune to financial hardships. It doesn’t matter what we do for a living, I’m a firm believer that there’s no ...
Looking for a faster way to get out of debt? Whether you have credit card debt, student loan debt, a car loan, or a personal loan, debt can hang over your head for years. And depending on how much you owe, it can feel as if you’ll never get out of a hole. The reality is, paying off debt is ...
How to save money on a tight budget?!? If you’re living paycheck-to-paycheck or have a tight budget, saving money might seem impossible. But when it comes to managing your personal finances, saving money shouldn’t be an afterthought—it should be a forethought. Unexpected expenses will always ...
Do you understand the value of a credit score? More importantly, do you know what affects your credit score? A credit score determines the creditworthiness of an individual. It’s a numerical value based on information provided on your credit file or credit report. Some people don’t give much ...
What is private mortgage insurance (PMI) and how to avoid it? Some people postpone buying a home because they think they need a 20% down payment. Yes, this is a traditional down payment amount. But surprisingly, many people purchase homes with far less cash. The good news is that several ...
Looking for simple, inexpensive ways to travel more? If you’ve got the travel bug, learning how to travel on the cheap can put more vacations within reach—which is NEVER a bad thing. A change of scenery is a chance to relax and refresh mentally. This can make you a more productive and happier ...
How to pay off credit card debt…when you’re short on cash? Too much credit card debt can cause emotional stress, physical stress, and it might strain your relationship. In addition, this financial burden can lower your credit score and make it harder to achieve other goals – ...
What does it mean to automate your savings, and how do you automate? I can’t stress the importance of a regular, consistent savings schedule. A savings account provides greater security by breaking the cycle of living paycheck to paycheck. Saving early in life can also provide a healthy ...
5 of the biggest money saving mistakes… Saving money can be one of the hardest things we do. Even with a well-thought out savings plan, life doesn’t always go the way we want it. Unexpected expenses, rising costs, and loss of income can make it harder to hit our goals. But while ...