THE BROKEN WALLET

PERSONAL FINANCE FOR REAL LIFE

Money 101

How We’re Set Up to Overspend and Stay Stuck

How We’re Set Up to Fail  Before we even hit adulthood, the game is stacked against us, and most of us are still playing by the wrong rules. Here’s what they never tell you about money. (Prefer to watch instead? Check out the video here.) 1. Schools Don’t Focus Enough on Personal Finance I  ...

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Money 101

Three Simple Money-Saving Tips That Actually Work

The Only 3 Money-Saving Tips You Need!  Most money-saving advice focuses on cutting corners, but the real key to saving money isn’t just in the little hacks – it’s in how you think about it. Change your mindset, and saving won’t feel like a struggle. With that being said, these three  ...

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Money 101

Stop Trying to Save Money (Just Spend Better)

It doesn’t matter how much you cut back – if you don’t get smarter about the money you do spend, you’re just playing defense.  So instead of constantly trying to spend less, let’s talk about how to spend better. 1. Stop Looking for the Cheapest Option (Look for the Best Value) Many people  ...

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Money 101

Treat Saving Money Like an Impulse Purchase

What if saving money felt as exciting as a spontaneous splurge? Instead of waiting for the “perfect time,” you treat saving like an impulse – quick, satisfying, and guilt-free. Here’s how to  rewire your mindset and make saving feel just as rewarding. 1. Save the Second You Say “I  ...

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Money 101

Broke People Have These Habits In Common

Being broke is often more emotional than mathematical. It’s living with constant financial stress, relying on “next time,” and hoping something just works itself out. But being stuck in that loop doesn’t have to be permanent. Sometimes, it’s a matter of breaking a few bad habits.  ...

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Money 101

Why Is Saving Money Hard?

Here’s a thought… 1. You’re cutting too much of the things you actually enjoy Saving money will always feel like suffering when your first instinct is to slash all the things that make you feel human.So no more coffee runs, no Friday night takeout, no comfort purchases. But that’s  ...

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