Debt Snowball vs Avalanche Method If you’re serious about becoming debt-free, you’ve probably heard of the two most popular debt payoff strategies: the snowball method and the avalanche method. Both can help you tackle debt, but understanding how each one works—and which is right ...
Will Banks Let You Skip a Payment? Ever had a month where you could really use a financial breather? Life happens—unexpected expenses, job changes, or health issues can throw even the best-budgeted plans into chaos. Sometimes, skipping a payment might seem like the ideal option. But do banks ...
What to Do If I Can’t Pay My Bills? I can’t pay my bills! Need help! Finding yourself unable to pay your bills can feel overwhelming, but you’re not alone, and there are steps you can take to manage the situation effectively. Whether it’s due to a sudden job loss, ...
How to Stop Being So Anxious About Money (financial anxiety) Financial anxiety can creep up on anyone, no matter how much is in the bank. Worrying about money can spiral into overwhelming thoughts, leaving you stuck in “what-ifs” that prevent you from taking practical steps forward. Here are ...
You’ve heard all the common advice about saving money: cut back on your coffee, make a budget, and stop shopping so much. But if it were really that simple, more people would have growing savings accounts. The truth is, there are often deeper, less obvious reasons why saving money can be ...
How to Save Money and Still Enjoy Life Saving money doesn’t have to mean sacrificing fun. From planning around discounts to using rewards points, these tips can help you save money and still enjoy life. 1. 50/50 Split with Windfalls A simple but effective strategy to save money and still ...
Is It Possible to Not Live Paycheck-to-Paycheck? Living paycheck to paycheck isn’t just frustrating—it’s exhausting. It feels like no matter how hard you work, you’re always one unexpected bill away from financial stress. The truth is, breaking this cycle isn’t about earning more money – ...
The comparison game is dangerous. Financially speaking, it can leave you broke or in debt. And it’s also the thief of joy and a confidence killer. Looking back at some of my video content, I’ve spoken on how to live within your means, how to stop living paycheck to paycheck, how to ...
Personal loans can be a helpful financial tool when used wisely. Therefore, it’s essential to understand when they make the most sense. Here’s what you need to know about a personal loan, including how they work and when they’re useful Understanding Personal Loans First, ...
What is the difference between a rainy day fund and emergency fund? (and why you should have both!!) There’s a lot we can say about a savings account – the importance of having one, how to grow a bigger account, and savings mistakes to avoid. We can even talk about the different types of ...