THE BROKEN WALLET

PERSONAL FINANCE FOR REAL LIFE

Money 101

Broke People Have These Habits In Common

Being broke is often more emotional than mathematical. It’s living with constant financial stress, relying on “next time,” and hoping something just works itself out. But being stuck in that loop doesn’t have to be permanent. Sometimes, it’s a matter of breaking a few bad habits.  ...

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Money 101

Why Is Saving Money Hard?

Here’s a thought… 1. You’re cutting too much of the things you actually enjoy Saving money will always feel like suffering when your first instinct is to slash all the things that make you feel human.So no more coffee runs, no Friday night takeout, no comfort purchases. But that’s  ...

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Money 101

How to Afford Life AGAIN!

For a lot of you, the issue isn’t that you don’t make enough money. Let me say that again: it’s not that you don’t make enough money.  Sometimes, it’s about knowing exactly where your money is leaking. Because the big bills aren’t always the villain – often times it’s  ...

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Money 101

If You’re Serious About Saving Money…Start Here

Everyone says they want to save more money – but saying it and doing it are two different things. It’s easy to set a goal like “I want to save $5,000 this year,” but if you don’t change how you manage your money day to day, that goal stays a wish. Saving doesn’t just happen because you  ...

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Money 101

6 Ways Broke Looks Different in 2025

Broke doesn’t always look like it used to. It’s not just overdraft fees, unpaid bills, or being behind on rent. These days, broke can look polished, well-dressed, and fully booked. It’s easy to think you’re doing fine because your lifestyle looks good, but your bank account tells a different  ...

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Money 101

How to Find Joy in Simple Pleasures

How to Find Joy in Simple Pleasures (and things)  Sometimes, spending money isn’t about needing something. It’s about filling time, chasing a feeling, or trying to add excitement to a routine that feels too predictable.  But when you rely on spending for entertainment, those small purchases  ...

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Money 101

Payday Mistakes That Feel Normal

Payday Routine Mistakes That Feel Normal Payday is supposed to feel like a win. But for a lot of people, it’s the start of a cycle that never really moves them forward. The problem? Some of the things we do on payday feel totally normal — even responsible— but they’re actually holding us back.  ...

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