THE BROKEN WALLET

PERSONAL FINANCE FOR REAL LIFE

Money 101

Stop Trying to Save Money (Just Spend Better)

It doesn’t matter how much you cut back – if you don’t get smarter about the money you do spend, you’re just playing defense.  So instead of constantly trying to spend less, let’s talk about how to spend better. 1. Stop Looking for the Cheapest Option (Look for the Best Value) Many people  ...

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Money 101

Treat Saving Money Like an Impulse Purchase

What if saving money felt as exciting as a spontaneous splurge? Instead of waiting for the “perfect time,” you treat saving like an impulse – quick, satisfying, and guilt-free. Here’s how to  rewire your mindset and make saving feel just as rewarding. 1. Save the Second You Say “I  ...

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Money 101

Broke People Have These Habits In Common

Being broke is often more emotional than mathematical. It’s living with constant financial stress, relying on “next time,” and hoping something just works itself out. But being stuck in that loop doesn’t have to be permanent. Sometimes, it’s a matter of breaking a few bad habits.  ...

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Money 101

Why Is Saving Money Hard?

Here’s a thought… 1. You’re cutting too much of the things you actually enjoy Saving money will always feel like suffering when your first instinct is to slash all the things that make you feel human.So no more coffee runs, no Friday night takeout, no comfort purchases. But that’s  ...

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Money 101

How to Afford Life AGAIN!

For a lot of you, the issue isn’t that you don’t make enough money. Let me say that again: it’s not that you don’t make enough money.  Sometimes, it’s about knowing exactly where your money is leaking. Because the big bills aren’t always the villain – often times it’s  ...

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Money 101

If You’re Serious About Saving Money…Start Here

Everyone says they want to save more money – but saying it and doing it are two different things. It’s easy to set a goal like “I want to save $5,000 this year,” but if you don’t change how you manage your money day to day, that goal stays a wish. Saving doesn’t just happen because you  ...

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