Knowing how to maximize your savings can improve your savings rate and help you reach financial goals quicker. So here’s a look at some of the best tips and tricks to get the most out of your savings account. These aren’t anything major and easily duplicatable. 1. Don’t keep your ...
Here’s a look at 100 ways to make saving money easier in 2024!!! (plus a money makeover to try) A savings account lightens the financial burden in an emergency—and the more cash you have in reserves, the easier it is to have a sense of security. This not only relieves stress and puts you ...
Don’t know how to stop impulse buying or shopping??? Impulse buying is when you buy something without planning or thinking much about it beforehand. It’s like buying that fancy gadget on a whim, only to regret it later when you realize you didn’t really need it. We’ve ...
How to stop worrying about money? Worrying is a part of life—no matter how hard we try, it’s something that we’re never going to completely stop doing. Since money is a big part of life, it’s only natural to worry about it at some point – whether it’s how to get it, how to keep it, or how ...
What should I know before buying a car? Have you ever asked yourself this question? I know I have… I bought my car three years ago. Once I test drove it and decided it was the one, the very next thing out of the sales guy’s mouth was, “How much do you want to pay a ...
What is loud budgeting? Loud budgeting is a new trend that focuses on being more transparent and honest about your money, setting boundaries, not being afraid to say “no” when something doesn’t fit into your budget (or when you just don’t want to spend money on something). This is ...
Things you don’t need to buy to save money If you want to save money, you’ve got to stop mindless shopping. This is buying something without considering whether you actually need it or can afford it. It’s a habit many of us are guilty of, and breaking it can be tricky. But ...
There’s no shortage of money saving secrets, tips, hacks, and tricks for being more thrifty. But as you take in this information, it’s important not to overlook the frugal ways and wisdom of the older generation. Our grandparents knew how to stretch a dollar and their strategies are ...
How to stop making bad money decisions So, the 80/20 rule suggests that 80% of outcomes come from 20% of causes. And in the context of personal finance, this implies that a small percentage of poor financial choices can lead to the majority of negative financial consequences. With that being ...
What is living above your means? “Living above your means” means that you’re consistently spending more than your income. However, it isn’t always about flashy purchases or luxury items. Sometimes, it’s the subtle shifts in your lifestyle that lead to financial strain. ...